Posey County, IN Property Records: Search Deeds, Owners, Tax Records, and Maps

Posey County property records are public records managed by the County Recorder, Assessor, Auditor, and Treasurer. These county departments maintain information for over 20,000 parcels of land across the county, including tax records, assessment information, ownership details, and deductions.

Listed homes in Posey typically sell in 34 to 43 days, which is slower than the statewide average. Single-family detached homes represent up to 80% of the local housing inventory in Posey County.

Recent records reveal the underlying factors influencing the local real estate market, with a median home value of $160,150 and median rent of $735, alongside a median household income of $68,993.5 and a median real estate tax rate of 0.61 as a percentage of the property's assessed value.

How to Look Up Posey County Property Records

Posey County offers several online portals that let the public access property records held by different county offices. You can also inspect property information at the record custodian’s office.

Who Keeps Posey County Property Records?

Indiana’s Access to Public Records Act mandates public access to property records held in Posey County. The following county offices are responsible for maintaining these records:

• The Recorder's Office in Posey County records and maintains official documents affecting title to real property. It also maintains and provides public access to the county’s official land records database.

• The Assessor's Office determines the market value for all property in the county and maintains assessment and ownership records. Other functions include handling assessment appeals and sales disclosure for property conveyance.

• The Auditor’s Office processes property tax deductions and calculates property taxes for real estate in Posey County.

• The Treasurer's Office collects all real estate taxes and maintains tax information. Other responsibilities include mailing tax bills to homeowners and conducting tax sales for tax-delinquent properties.

How to Search Posey County Property Records Online

The custodians of property records in Posey County offer online databases you can use to access these records:

1. You can locate each parcel in the county online through the Property Records Search portal. Your search will show relevant property information, including the owner’s details and the parcel number.
2. Through Laredo or Tapestry, you can obtain official land documents in Posey County. However, you must subscribe to the platform by paying the required fees.
3. Both Laredo and Tapestry are useful for verifying current property ownership and researching the ownership history to verify the chain of title.
4. You can also look up mortgages or liens through Laredo or Tapestry.
5. Visit the Treasurer's Payment Portal to find tax information and confirm the property’s tax status.

Recorder: Deeds, Mortgages, and Plats

The Posey County Recorder’s Office is responsible for maintaining deeds, mortgages, plats, easements, and other instruments affecting title to real estate. Under IC 36-2-11, the Recorder is responsible for recording property documents.

Assessor and Auditor: Ownership, Values, and Parcel Data

The Posey County Assessor appraises property and determines their value. Also, the assessor keeps property ownership records and other parcel information. Property owners in the county will receive Form 11 each April after the annual assessment and may contest it with the assessor. Property tax bills are calculated by the Auditor. The bill amount may be reduced after the Auditor applies deductions and tax caps.

Treasurer: Tax Bills and Payments

The Treasurer’s Office in Posey County mails tax bills to property owners in early April each year. The Spring Installment is due May 10, while the Fall Installment is due November 10. You can pay online through the Treasurer’s payment portal, in person at the office, or by mail.

Property Tax in Posey County: Caps, Deductions, and Appeals

Under IC 6-1.1, Posey County properties are assessed and taxed. To calculate tax bills, the Auditor multiplies the property’s net assessed value by the local tax rates, then applies tax caps if necessary.

Circuit-breaker caps

IC 6-1.1-20.6 authorizes Posey County to cap the property tax bill at a fixed percentage of the gross assessed value. Under this law, a 1% cap applies to homesteads, 2% to other residential properties and farmlands, and 3% to commercial properties. The Auditor’s Office automatically applies circuit-breaker caps when calculating tax bills.

Deductions and relief

Appealing your value

You can appeal your property valuation in Posey County with the Assessor’s Office by filing Form 130 by June 15 or within 45 days after receiving the notice of assessment. The Property Tax Assessment Board of Appeals will hear the matter and review any evidence presented before making a determination. If you disagree with the board’s decision, appeal to the Indiana Board of Tax Review by filing Form 131 within 45 days of the PTABOA’s determination.

GIS Maps and Parcel Viewer

Posey County maintains a Geographic Information System (GIS) website for public access to property information on parcels across the county. The Posey County GIS portal displays an interactive map to locate parcels and view property details, including tax history, ownership data, and property record card.

To review parcel tax details statewide, visit Indiana's DLGF Gateway online portal.

Foreclosure and Tax Sales

Indiana has two types of foreclosure that are important for property research.

Mortgage foreclosure

Properties with mortgages in Indiana may face foreclosure after multiple missed payments. Lenders can initiate legal proceedings to recover the debt by filing a lawsuit in the county court after sending a pre-foreclosure notice to the property owner. The owner may request a settlement conference to negotiate an agreement with the lender to avoid the foreclosure. If they cannot reach an agreement and the judge grants the foreclosure, the property will be sold at the county’s Sheriff's Sale.

Tax sale

If property taxes remain unpaid and delinquent for more than two consecutive installments, Posey County can sell the property at a tax sale under IC 6-1.1-24. The county will advertise the auction and also notify the owners of properties certified for the tax sale by the County Auditor and Treasurer. The county will issue buyers of such properties a tax sale certificate.

The homeowner can settle the property debt and pay other required fees to reclaim ownership under IC 6-1.1-25. If the homeowner fails to redeem the property within a year, the court may grant the buyer the tax deed to transfer ownership.

Costs to Access Property Records

The following costs typically apply to access property records:

The recording fees are stated in IC 36-2-7-10, and the Assessor and Auditor also charge sales disclosure and transfer fees. To confirm your recording costs, contact the Posey County Recorder’s Office.

How to Record a Document

Recording a document in Posey County involves the Assessor, Auditor, and Recorder offices. You can follow these steps to record property documents:

1. You must follow Indiana’s recording process under IC 32-21-2 to prepare the document, including consistent names, proper margins, required paper size, and notarization.
2. File the sales disclosure form with the Assessor, then have the Auditor endorse the conveyance document you prepared.
3. Submit the document and recording fees to the Recorder by mail, in person, or through an authorized e-recording vendor.
4. The Recorder will return the original documents after recording. You can view the recorded document through the recorder’s land records portal.

FAQs

Quick Reference: Your Posey County Property Records Checklist

Key Contacts and Official Portals